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Is United Parcel Service (UPS) halal?

NYSE · Industrials — Logistics
Not compliant

United Parcel Service is not compliant: its debt is over the AAOIFI limit. interest-bearing debt is 32.9% of market capitalisation (limit 30%); non-permissible (interest) income is 0% of revenue (limit 5%).

The AAOIFI financial screen

TestResultLimitStatus
Interest-bearing debt ÷ market capitalisation32.9%< 30%Over limit
Non-permissible income ÷ revenue0%< 5%Within limit

A ratio at or above 30% (debt) or 5% (income) fails. A debt ratio of 27–30% or an income ratio of 4–5% is marked "close to limit" and makes the company questionable.

About United Parcel Service

United Parcel Service, Inc. is a global logistics and package delivery company headquartered in Atlanta, Georgia. It focuses on transporting parcels, documents, and freight through an integrated network of ground and air services for customers ranging from individual consumers to large enterprises. The company’s core activities include U.S. domestic and international package delivery, express and deferred shipping, and time‑definite delivery solutions for letters,…

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Frequently asked questions

Is United Parcel Service (UPS) halal?

United Parcel Service is not compliant: its debt is over the AAOIFI limit. interest-bearing debt is 32.9% of market capitalisation (limit 30%); non-permissible (interest) income is 0% of revenue (limit 5%).

What makes a stock halal or haram?

Under AAOIFI Standard 21 a company must first have a permissible core business (no conventional banking or insurance, alcohol, tobacco, gambling or similar). Then interest-bearing debt must be under 30% of its market value and interest income under 5% of its revenue.

How much of United Parcel Service's dividends should be purified?

Sanad does not show a purification percentage for this company because its interest income is not reported or it is not a compliant company.

How often is this updated?

Prices refresh daily and the ratios update when the company files new financial statements, usually every quarter. This page's data was last updated 2026-09-16.

Screened against AAOIFI Standard 21 using the company's latest reported financials (data updated 2026-09-16). This is an automated screen, not a fatwa; scholars differ on some thresholds. What each verdict means.