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Is AT&T Inc. (T) halal?

NYSE · Communication Services — Telecom
Not compliant

AT&T Inc. is not compliant: its debt is over the AAOIFI limit. interest-bearing debt is 92.8% of market capitalisation (limit 30%); non-permissible (interest) income is 0.3% of revenue (limit 5%).

The AAOIFI financial screen

TestResultLimitStatus
Interest-bearing debt ÷ market capitalisation92.8%< 30%Over limit
Non-permissible income ÷ revenue0.3%< 5%Within limit

A ratio at or above 30% (debt) or 5% (income) fails. A debt ratio of 27–30% or an income ratio of 4–5% is marked "close to limit" and makes the company questionable.

About AT&T Inc.

AT&T Inc. is a leading multinational telecommunications holding company headquartered in Dallas, Texas, and founded in 1983. It primarily operates through its Communications segment, delivering wireless services, broadband internet, and voice solutions to over 100 million U.S. consumers and nearly all Fortune 1000 businesses. Key offerings include nationwide 5G mobile networks, multi-gigabit fiber internet known for its speed and reliability, and secure connectivity…

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Frequently asked questions

Is AT&T Inc. (T) halal?

AT&T Inc. is not compliant: its debt is over the AAOIFI limit. interest-bearing debt is 92.8% of market capitalisation (limit 30%); non-permissible (interest) income is 0.3% of revenue (limit 5%).

What makes a stock halal or haram?

Under AAOIFI Standard 21 a company must first have a permissible core business (no conventional banking or insurance, alcohol, tobacco, gambling or similar). Then interest-bearing debt must be under 30% of its market value and interest income under 5% of its revenue.

How much of AT&T Inc.'s dividends should be purified?

About 0.3% of each dividend, the share of the company's income that is not permissible. Donate that amount rather than keeping it.

How often is this updated?

Prices refresh daily and the ratios update when the company files new financial statements, usually every quarter. This page's data was last updated 2026-09-14.

Screened against AAOIFI Standard 21 using the company's latest reported financials (data updated 2026-09-14). This is an automated screen, not a fatwa; scholars differ on some thresholds. What each verdict means.