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Is Apple Inc. (AAPL) halal?

NASDAQ · Technology — Consumer Electronics
Compliant

Apple Inc. is compliant under Sanad's AAOIFI Standard 21 screen: interest-bearing debt is 1.7% of market capitalisation (limit 30%), and non-permissible (interest) income is 0.8% of revenue (limit 5%).

The AAOIFI financial screen

TestResultLimitStatus
Interest-bearing debt ÷ market capitalisation1.7%< 30%Within limit
Non-permissible income ÷ revenue0.8%< 5%Within limit

A ratio at or above 30% (debt) or 5% (income) fails. A debt ratio of 27–30% or an income ratio of 4–5% is marked "close to limit" and makes the company questionable.

Purification

Even a compliant company earns a little interest. About 0.8% of Apple Inc.'s revenue is non-permissible income, so a shareholder who receives dividends would normally donate about 0.8% of each dividend. Open the full analysis for the amount per share.

About Apple Inc.

Apple Inc. is a technology company that designs, manufactures, and markets consumer electronics, personal computers, tablets, wearables, accessories, and related software and services. Its product ecosystem includes the iPhone, Mac, iPad, Apple Watch, AirPods, and a range of digital services such as app distribution, cloud storage, media streaming, and subscription offerings. Apple also serves enterprise, education, and public-sector customers through hardware, software,…

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Frequently asked questions

Is Apple Inc. (AAPL) halal?

Apple Inc. is compliant under Sanad's AAOIFI Standard 21 screen: interest-bearing debt is 1.7% of market capitalisation (limit 30%), and non-permissible (interest) income is 0.8% of revenue (limit 5%).

What makes a stock halal or haram?

Under AAOIFI Standard 21 a company must first have a permissible core business (no conventional banking or insurance, alcohol, tobacco, gambling or similar). Then interest-bearing debt must be under 30% of its market value and interest income under 5% of its revenue.

How much of Apple Inc.'s dividends should be purified?

About 0.8% of each dividend, the share of the company's income that is not permissible. Donate that amount rather than keeping it.

How often is this updated?

Prices refresh daily and the ratios update when the company files new financial statements, usually every quarter. This page's data was last updated 2026-10-25.

Screened against AAOIFI Standard 21 using the company's latest reported financials (data updated 2026-10-25). This is an automated screen, not a fatwa; scholars differ on some thresholds. What each verdict means.