Is Umm Al Qura for Development Co. (4325) halal?
Umm Al Qura for Development Co. is not compliant: its debt is over the AAOIFI limit. interest-bearing debt is 30.1% of market capitalisation (limit 30%); non-permissible (interest) income is 0.5% of revenue (limit 5%).
The AAOIFI financial screen
| Test | Result | Limit | Status |
|---|---|---|---|
| Interest-bearing debt ÷ market capitalisation | 30.1% | < 30% | Over limit |
| Non-permissible income ÷ revenue | 0.5% | < 5% | Within limit |
About Umm Al Qura for Development Co.
Umm Al Qura for Development Co. is a real estate development company prominently involved in the strategic planning and execution of major urban projects. The company's primary function is to develop expansive, integrated communities that cater to commercial, residential, and hospitality needs, thereby facilitating urban growth and modernization. Notably, Umm Al Qura is instrumental in shaping the landscape of key regions by focusing on sustainable and innovative design…
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Frequently asked questions
Is Umm Al Qura for Development Co. (4325) halal?
Umm Al Qura for Development Co. is not compliant: its debt is over the AAOIFI limit. interest-bearing debt is 30.1% of market capitalisation (limit 30%); non-permissible (interest) income is 0.5% of revenue (limit 5%).
What makes a stock halal or haram?
Under AAOIFI Standard 21 a company must first have a permissible core business (no conventional banking or insurance, alcohol, tobacco, gambling or similar). Then interest-bearing debt must be under 30% of its market value and interest income under 5% of its revenue.
How much of Umm Al Qura for Development Co.'s dividends should be purified?
About 0.5% of each dividend, the share of the company's income that is not permissible. Donate that amount rather than keeping it.
How often is this updated?
Prices refresh daily and the ratios update when the company files new financial statements, usually every quarter. This page's data was last updated 2026-09-14.