- Set a goal and a time frame. Money you need within a year does not belong in stocks. Long-term goals can take more market ups and downs.
- Learn the screen. A halal stock passes a business test and two limits: debt under 30% of market value and interest income under 5% of revenue. The five-minute check walks through it.
- Start with funds or a few strong companies. A Shariah-screened ETF spreads risk across many companies. If you pick individual stocks, spread across sectors.
- Check each company's page. The halal stock list shows the verdict and the numbers behind it.
- Plan for purification and Zakat. Work out the purification after each period and pay Zakat once a year.
- Avoid what is not allowed: borrowing to invest on margin, short selling and options, which most scholars do not accept.
- Re-check every quarter. A company that passes today can fail after its next results. Watchlist alerts tell you when a verdict changes.
Investing involves risk and you can lose money. This guide is general information, not financial advice or a fatwa.