By using Sanad, you agree to the following terms.
Not financial or religious advice
Sanad provides automated Shariah screening based on published AAOIFI standards and cited scholarly sources. It is not a fatwa, personal religious ruling, or financial advice, and is not a substitute for independent Shariah or financial guidance. Verdicts can change as underlying financial data or source frameworks change.
Data accuracy
Market data, financial statements, and classifications are sourced from third-party providers on a best-effort basis. Sanad does not guarantee the accuracy, completeness, or timeliness of any figure shown, and is not liable for decisions made based on this data.
Accounts
You're responsible for keeping your account credentials secure and for all activity under your account.
Sanad Pro
Sanad Pro is an optional paid subscription ($7.99/month or $59.99/year) unlocking additional features (full financial statements, dividends & yields, quarterly trend data, purification amounts, a watchlist with verdict-change email alerts, and the ability to request a missing stock or coin). New subscribers get a 7-day free trial; a payment method is required upfront and you will be charged automatically when the trial ends unless you cancel before then. Payments are processed by Stripe; subscriptions can be cancelled anytime from your account menu. Pricing and features are described on the Pricing page and may change with notice.
Prohibited use
You may not use Sanad to scrape or resell data at scale, attempt to disrupt the service, or misrepresent Sanad's verdicts as an official religious ruling.
Limitation of liability
Sanad is provided "as is." To the extent permitted by law, Sanad is not liable for any investment losses or damages arising from use of the service.